Nonprofit Checking Accounts
A bank account* built for your nonprofit
Simplify your financial management with banking* designed for the needs of nonprofits.
- Digital, branchless banking*
- No minimum balances
- Customized banking* features for nonprofits.
Trusted by thousands of nonprofits nationwide
The Perks
Online signatory
changes
No minimum balances
Physical & digital
debit cards
Mobile check
deposit
Fee-free
atms
24/7 banking support
Read-only
permissions for advisors
Easy SetUp
Get your bank account* up and running 100% online
- Fully digital account maintenance
- IRS-integration-powered prefilled bank application
- Tiered account structure for individual nonprofits or multi-chapter orgs
- No paperwork – get started in minutes
Transparent finances
Manage finances with a clear dashboard
- User-friendly web and mobile app
- Clear financial monthly statements and transaction monitoring
- Everything in one platform - secure fund storage, payment processing, expense management, and compliance
Sub Accounts
Enjoy the efficiency of unified banking* across chapters
- Tiered account structure for autonomy with transparency for sub groups (i.e. chapters, committees, etc.)
- Instant account opening with no EIN or incorporation documents required
- Track cash inflows and outflows
- Add or remove account admins instantly anytime
- Monitor account finances at the level of insight desired
Clear cash flow
Manage money movement masterfully
- Pay bills, payroll, and any expenses with flexible payment options – Same day or regular ACH, check, transfer to card, wire transfers or Bill Pay
- Never lose track of funds with clear transaction histories, multi-user oversight and attached receipts with AI transaction tagging
- Connect any external accounts for seamless in-app transfers or use Crowded as a payout method on external platforms
fund Security
Security for your nonprofit's funds
- Accounts are FDIC insured up to $3,000,000 through FDIC member banks **
- Visa fraud protection & alerts on spending
- Safe login with two-step authentication
debit Cards
Built-in expense management
- Budgeted assigned physical & digital cards to trusted spenders
- Admin cards for unrestricted yet transparent spending
- Attached receipts with AI transaction tagging make for effortless expense categorization
Checks
Send & cash your checks digitally
- Deposit a check in seconds online for free
- Send a check online & track its progress
- Manage sent and deposited checks together
Fee-Free Atms
Access to cash when you need it
- Withdraw cash for free at 55k Allpoint ATMs.
- Deposit cash to your account from specific All Point ATMs
- Easily track withdrawal history on all cards.
answered.
Want to chat? Contact us.
How do I know my funds will be secure in Crowded?
All funds that are stored on Crowded are FDIC insured up to $3,000,000 with FDIC Member Banks**
Additionally, our Visa-issued debit cards are covered by the Visa Zero Liability policy which protects against unauthorized charges and more.
How is Crowded different from Zelle, Venmo & PayPal?
Using Zelle, Venmo & Paypal? Great for friends, not for your organization. Here’s why Crowded is the better app for collecting dues & for events:
Built for Organizations: Manage all your group’s finances in one platform. Create organized collections, track incoming payments, send reminders, and see who’s paid at a glance.
Built in Compliance: Stay compliant with IRS regulations with Crowded’s IRS integrated Form 990 filing.
Do I need an EIN to access Crowded's banking?
If you would like to open a Crowded banking account, you will need an EIN. If your organization currently does not have one or needs help locating or updating your EIN, you can get one during the Crowded sign-up process!
Is Crowded free?
Crowded accounts are free to set up – we have no minimum balances or subscription fees.
What do we charge for?
When collecting payments, we charge 2.99% of the collection amount if paid by card and $5 for ACH payments.
You can always choose whether you want to cover these fees or ask your payers to handle them.
View our fee schedule here.
Crowded offers banking* built for nonprofits
See how choosing a dedicated nonprofit bank account sets your organization up for success
Traditional Banks | Credit Unions | Venmo | ||
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Digital first, easy account opening | ||||
No monthly fees or minimums | ||||
Sub-accounts | ||||
FDIC insurance** | ||||
Online officer handovers | ||||
Dues & donation collection |
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Digital first, easy account opening |
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Traditional Banks |
Credit Unions |
Venmo |
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No monthly fees or minimums |
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Traditional Banks |
Credit Unions |
Venmo |
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Sub-accounts |
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Traditional Banks |
Credit Unions |
Venmo |
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Online officer handovers |
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Traditional Banks |
Credit Unions |
Venmo |
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FDIC insurance ** |
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Traditional Banks |
Credit Unions |
Venmo |
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Dues & donation collection links |
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Traditional Banks |
Credit Unions |
Venmo |
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Ready to reclaim your nonprofit's banking?
Set up a Crowded account for your group in minutes, no minimum balance required.