Homeowners associations
The easy way to manage HOA payments
Manage your homeowner’s association’s finances with modern financial management tools for processing payments, transparent expensing and staying compliant.
- Fully digital HOA banking* services
- Spend the money you collect all in one app
- Collect payments through your phone, cash, or card
what to use Crowded for?
Stay organized with collections for any HOA activities
- Monthly dues
- Block parties
- Repairman costs
- Fundraisers (bake sale, raffle tickets, etc.)
- BBQs
- Garage sales
collect funds easily
Create an online HOA payment processing link in 1 minute
- Pick an amount
- Choose a name
- Share!
share the collection
Make life easy for your busy neighbors
- No app download required
- Accept multiple payment methods (Apple Pay, debit, credit, ACH, check, cash)
- Secure, online quick checkout
The Crowded Platform
Using the Crowded platform you can:
- Send your collection to your contacts by sharing a link or QR code
- Track the progress of your collections
- Send reminders to members who haven't paid
Mobile point-of-sale
Collect payments straight from your phone
- Offer tap-to-pay payments
- Funds go straight into your bank account.
- All done within the Crowded app
pay for multiples
Members can pay for multiple items at once
- Buyers can fulfill your collection as much as they want in one transaction
- Scale your sales easily
- Perfect for bake sales or block parties!
Issue budgeted Cards
Spend from where you collect with debit cards
- Issue digital & physical Visa® debit cards to your members to make purchases.
- Delegate expenses while keeping total visibility & control.
- Set budget limits, redeem funds, and freeze cards at any time.
See how Crowded stacks up:
There are so many options for collecting payments online, we made a comparison chart.
Venmo* | Cheddar Up | Square | |
|---|---|---|---|
Card processing fees | 1.9% + $0.10 | 3.59%+$0.59 | 2.9%+$0.30 |
No monthly fees | |||
Outgoing ACH fee | .75% | 1% | |
Payment Tracking | |||
Payment Reminders | |||
Collection Links |
 |
|---|
2.99% |
$2.49 |
Card processing fees |
|---|
Venmo* 1.9% +$0.10 |
Cheddar Up
3.59%+$0.59 |
Square
2.9%+$0.30 |
 %2.99 |
No monthly fees |
|---|
Venmo* |
Cheddar Up |
Square |
|
Outgoing ACH fee |
|---|
Venmo* |
Cheddar Up .75% |
Square 1% |
| $2.49 |
Payment Tracking |
|---|
Venmo* |
Cheddar Up |
Square |
|
Payment Reminders |
|---|
Venmo* |
Cheddar Up |
Square |
|
Collection Links |
|---|
Venmo* |
Cheddar Up |
Square |
|
Resources for homeowners association treasurers
Want to learn more? View All
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Your questions,
answered.
Want to chat? Contact us.
Why should I use Crowded to collect for HOA payments?
Crowded is a financial platform that offers HOAs an easy way to collect, spend and manage money online.
With Crowded, you can avoid constantly transferring funds between payment apps and banks to access your HOA’s money. Utilizing embedded finances, Crowded enables you to bank, collect, and spend with just one platform.
We charge little to no fees.
When collecting funds through Crowded, you’ll have the flexibility to decide whether to cover processing fees or let your payers handle them. When we do charge fees, they are fair and competitive with industry standards.
How is Crowded different from Zelle, Venmo or Paypal?
Venmo & Paypal? Great for friends, not for your HOA. Here’s why Crowded is the better app for collecting dues & for events:
- Built for Organizations: Manage all your group’s finances in one platform. Create organized collections, track incoming payments, send reminders, and see who’s paid at a glance.
- Tax-Friendly: Don’t worry about unexpected tax liabilities with Crowded. In 2025, collecting over $600 will result in extra reporting requirements for users of Venmo/PayPal/Zelle. With Crowded, no extra reporting is required!
Is Crowded free?
Crowded accounts are free to set up – we have no minimum balances or subscription fees.
What do we charge for?
When collecting payments, we charge 2.99% of the collection amount if paid by card and $5 for ACH payments.
You can always choose whether you want to cover these fees or ask your payers to handle them.
View our full fee schedule here.
Ready to make your time as HOA manager easier?
- Enter in your HOA's information
- We verify your identity & organizational info
- Your account is open & ready to use!