disbursements
Nonprofit stipends & per diems, paid out at scale
Crowded Disbursements handles stipend payments and Per Diem cards for nonprofits, sending volunteer stipends, per diems, scholarships and grants to a dedicated recipient’s Visa® debit card. Payments go out individually or in bulk; recipients can spend only what they’re sent easily.
- Easy control & oversight over fund disbursement and cash flow
- Flexible spending for recipients -- digital Visa® cards accepted globally
- Say goodbye to loose cash or shared cards! Manage all payments separately & 100% digitally
Organizations leveraging Per Diem Accounts
how it works:
Online FBO payment accounts
- Send or schedule payments in bulk
- Easily track the cash flow from organization to recipient
- Recipients spend their funds freely with Visa® debit cards
Satisfied Recipients
Recipients love the flexibility
- Cards can be used globally wherever Visa is accepted
- Free internal transfers across account holders
- Simple payouts to US bank accounts
- Instant transfers to Visa or Mastercard cards internationally
- Physical or digital debit card options
sub accounts
Manage department funding centrally
- Tiered account permissions for disbursing payments across an organization
- Allow each department to distribute per diems or program funds autonomously
- Maintain oversight across transactions
Custom debit Cards
Elevate your organization with white-labeled cards
- Custom cards with your organization’s logo and colors
- Branded physical and digital cards for instant recognition
- Unified and professional look across cardholders
account security
Relax knowing funds are secure
- Digital debit cards are secure against theft and loss
- Funds are stored in FDIC Member bank accounts*
- No overspending allowed on Per Diem debit cards
- Debit cards backed by Visa’s Fraud protection
See how Crowded Per Diem cards compare:
There are so many options for per diem spending cards, we made a comparison chart.
Bill (formerly Divvy) | Corporate Cards | US Bank Prepaid Expense card | |
|---|---|---|---|
Card type | Credit | Credit | Prepaid |
No fees | |||
Digital cards | |||
App for cardholders | |||
Bulk manage cards | |||
Free internal transfers | |||
Payment scheduling |
 |
|---|
Debit |
Card type |
|---|
Bill (formerly Divvy) Credit |
Corporate Cards
Credit |
US Bank Prepaid Expense card
Prepaid |
 Debit |
No fees |
|---|
Bill (formerly Divvy) |
Corporate Cards |
US Bank Prepaid Expense card |
|
Digital cards |
|---|
Bill (formerly Divvy) |
Corporate Cards |
US Bank Prepaid Expense card |
| |
App for cardholders |
|---|
Bill (formerly Divvy) |
Corporate Cards |
US Bank Prepaid Expense card |
|
Bulk manage cards |
|---|
Bill (formerly Divvy) |
Corporate Cards |
US Bank Prepaid Expense card |
|
Free internal transfers |
|---|
Bill (formerly Divvy) |
Corporate Cards |
US Bank Prepaid Expense card |
|
Payment scheduling |
|---|
Bill (formerly Divvy) |
Corporate Cards |
US Bank Prepaid Expense card |
|
See Crowded's Per Diem solution in action
Book a demo with our team to discuss how Crowded’s Per Diem accounts could work for your organization.
Trusted by over 3,500 independent & multi-chapter organizations.
answered.
Want to chat? Contact us.
How can our nonprofit pay volunteer stipends without cash, checks or reimbursements?
Crowded lets a nonprofit pay stipends by funding each recipient’s own Crowded account and Visa® debit card, so recipients never spend their own money and wait to be paid back. The organization sends or schedules stipends from its Crowded dashboard, to one recipient or a whole group at once.
How do Crowded's Per Diem cards work?
Crowded’s per diem cards work in four steps: the nonprofit funds its Crowded account, creates an account and debit card for each recipient, sends or schedules the per diem, and the recipient spends it with the card. Recipients can be added one at a time or in bulk from a CSV.
Can a university athletic department pay team per diems with Crowded?
Yes, university athletic departments use Crowded to pay team travel per diems: the department creates an account for each player from the roster and sends per diems before each trip, tagged by team or trip. See how Post University Athletics runs it.
Can we pay scholarships or grants to individuals through Crowded?
Yes, Crowded can send scholarship, award and grant funds directly to individual recipients’ accounts.
Can recipients overspend a Crowded disbursement?
No, recipients of a Crowded disbursement can only spend the amount the nonprofit has sent to their account, because the money sits on a debit card, not a credit line.
Can we stop recipients from spending disbursement money at certain merchants?
Yes, Crowded lets a nonprofit block merchant types for disbursement recipients, such as liquor stores and gambling sites.
How do recipients get their money out of Crowded?
Recipients can spend with their Visa® debit card, transfer the money to a US bank account by ACH, or transfer it to a Visa or Mastercard card, including cards outside the US.
Can our nonprofit pay recipients outside the US?
Yes, Crowded can pay international recipients by transferring funds to their Visa or Mastercard card. Crowded’s Visa® debit cards also work wherever Visa debit cards are accepted.
How much do Crowded's stipend payments and per diem cards cost?
Crowded includes 2 Per Diem accounts on the $0 Essentials plan, 10 on the Pro plan ($49.99 a month) and unlimited on Custom; extra accounts cost $10 per account a month, or $8 billed annually. Digital debit cards are $0 and physical cards are $8 each.
Does Crowded sync disbursements to our accounting software?
Yes, Crowded syncs transactions, including disbursements, to QuickBooks, Xero and Sage Intacct. See the Integrations page for more information.