Compliance & Financial Services API
Your Brand,
Our Infrastructure
Expand your platform and create new revenue streams with payment processing, expense management, and compliance solutions, with Crowded’s API.
Your customers interact with your brand throughout their financial journey.
Platforms leveraging Crowded's API
Ways to Leverage the Crowded API
Who Works with Us:
- CRM Platforms
- Fundraising Software
- AMS
- Registration Platforms
- Sports Management Platforms
- Event Management Software
- Nonprofit Accounting Software
Each Partner is Assigned:
- Developer API Docs & SDKs
Modern API Architecture
Industry-Standard Implementation
Our RESTful API follows best practices with clear endpoints, comprehensive versioning, and developer documentation. JSON data exchange, robust security with API keys, and TLS encryption ensure your integrations are both powerful and secure.
Also, integrate our tools via iframe into your platform, fully white-labeled.
Security
Enterprise-Grade Security & Compliance
- PCI-DSS compliant with SOC II grade security audit
- API key management with custom permissions
- Authentication with OAuth 2.0 Bearer Token
Crowded API in Action
In Payments Processed
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Uptime SLA with Financial
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Compliance & Risk Management
We Handle Regulatory Complexity
- Partner bank* and regulatory relationships managed
- KYB/KYC, AML and OFAC workflows handled
- Transaction monitoring and bank-grade fraud prevention
- Approval workflows for compliant marketing
Headache-free Support
Leave the support to us
- Your customers and their users can independently report fraud, freeze, cancel, and reissue cards backed by Visa Fraud Protection
- Accounts can be managed completely without requiring your support infrastructure
- Support ticket routing to Crowded support for quick turnaround times, and low lift requirement of your support teams
Ready to expand your platform capabilities?
Let’s chat!
Kyle Ungerman,
Head of Partnerships
Your questions,
answered.
answered.
Have other questions ? View more FAQ
How long does integration typically take?
Most partners complete their integration within 4-8 weeks, depending on complexity and scope. We provide dedicated solutions engineering support throughout the entire process.
What level of technical resources do we need?
At least one backend engineer familiar with RESTful APIs can handle the core integration. For full-featured implementations including embedded UI components, you may want frontend support as well. We provide comprehensive developer documentation, Postman collections, and dedicated support to streamline the process.
Can we access the API documentation before signing an agreement?
Yes! Our documentation is available upon request. To access the docs, fill out this request form.
How does pricing work?
Our pricing model aligns with your business objectives and can be structured as revenue share, per-transaction fees, monthly platform fees, or hybrid models. We work with you to design a pricing structure that makes sense for your customer base and growth trajectory.
What happens if Crowded's API goes down?
We maintain 99.9% uptime with distributed infrastructure and comprehensive disaster recovery protocols. In the rare event of an outage, all issued cards remain valid and functional, funds remain secure, and our team works to restore service immediately. An agreement can include SLA guarantees and compensation provisions.
Do you provide white-label mobile applications?
We provide mobile-ready APIs that integrate seamlessly into your existing mobile applications. End-users can manage cards, view transactions, report fraud, and access all account features through your branded interface.
What compliance responsibilities fall on the customer?
Crowded handles banking regulation compliance, PCI-DSS requirements, AML/KYC workflows, transaction monitoring, and regulatory reporting. Customers remain responsible for their platform’s terms of service and ensuring appropriate use of the financial services features.
Can we customize the card design and branding?
Yes. Physical cards can be fully customized with your branding, including logos, colors, and design elements.
How do you handle customer support for end-users?
End-users can self-solve most needs (freeze cards, report fraud, view transactions). Also, route tickets to Crowded’s dedicated support team to solve tickets.
What data and reporting capabilities are available?
You receive real-time transaction data via webhooks and API endpoints. We provide exports for account and transaction data upon request. For advanced analytics needs, we can build custom data portals and dashboards tailored to your specific requirements.
How does the IRS tax-exempt status checker work?
Our API connects directly to IRS databases to verify 501(c)(3) status in real-time. Provide the organization’s EIN, and we return the current tax-exempt status, organization details, and verification timestamp. This eliminates manual verification processes and ensures compliance for donor-advised fund payments.
Can we start with one product and add others later?
Absolutely. Many partners begin with bank accounts for their customers, and then move into card issuance, spend management, and Form 990 filings as they scale. Our API architecture makes it easy to add capabilities incrementally, and we provide the same dedicated support for expansion as we do for initial integration.
How does Crowded handle fraud?
We manage comprehensive fraud monitoring, detection, and prevention systems powered by Visa Fraud Protection. Transaction monitoring runs 24/7 with AI-powered anomaly detection.
What's the process for going live in production?
After successful sandbox testing, we conduct a comprehensive launch readiness review of the technical integration. Production keys are provided upon definitive agreement signature and first payment. We provide hands-on launch support and ongoing monitoring during your initial production period.