Crowded or Bill?
Compare Crowded’s comprehensive solutions, pricing, and support to Bill (formerly Divvy) and see why Crowded is a more efficient, powerful one-stop-shop
See how Crowded and Bill (formerly Divvy) stack up
![]() | Bill (Divvy) | |
Pass-through FDIC insurance** | ||
Unlimited digital cards | ||
Account type | Business Debit | Business Credit |
Custom payment links | ||
Fundraising capability | ||
AI 990 Forms
| ||
Sub Accounts |
Pass-through FDIC insurance**
Bill (formerly Divvy)
Unlimited digital cards
Bill (formerly Divvy)
Card type
Business Debit
Bill (formerly Divvy)
Business Debit
Custom payment links
Bill (formerly Divvy)
Fundraising capability
Bill (formerly Divvy)
Sub Accounts
Bill (formerly Divvy)
AI 990 Forms
Bill (formerly Divvy)
One Unified Platform
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Built-in AI Compliance
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Tiered Account Structure
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Org-wide Transparency
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One Unified Platform
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Crowded is the only platform to offer payment processing, spending, banking* and compliance management under one login.
Built-in AI Compliance
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Tiered Account Structure
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Enjoy permissions for tiered control over org finances with Crowded’s Sub Accounts or Chapter Tracker.
Org-wide Transparency
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Track organization cash flow between donations, spending, sent checks and more.
Which platform allows nonprofits to pay less fees?
![]() | Bill (Divvy) | |
Price | Free | Free or $55 per user/month |
Fee per user | $0 up to 2 admin | Up to $55 per user per month when using Bill’s AP & AR |
Digital cards
| $0 | $0 |
Payment processing fee | 2.99% | 2.9% |
Price
Free
Bill (formerly Divvy)
Free or up to $55
per user/month
Fee per admin
$0
Bill (formerly Divvy)
Up to $55 user/month
Digital cards
$0
Bill (formerly Divvy)
$0
Why nonprofits love using Crowded
“Of all the platforms I looked at, Crowded was one of the most simple, even compared to some of the more local banks. So it was kind of a no-brainer when I started playing around with it.”
Elijah, Founder Surmount New York
“Crowded feels like an Apple product — smooth, secure, and beautifully designed. The mobile app with Face ID gives me instant visibility into our balances, and I use it to handle everything from hotels and flights to trains and Ubers for our delegations.”
Role
“After our previous experiences with other platforms, Crowded’s solution seemed too good to be true. The whole process of paying the staff was super easy, and our staff were happier. A definite win-win. Looking forward to next summer!”
Tara, Camp Director
“It would take us months and months just to make a simple officer change. With board members in different states, we had to coordinate branch visits, fill out tons of paperwork, and hope the banks communicated with each other—it was incredibly frustrating.”
Jordanya, President-Elect
“With Crowded, we’ve eliminated risk and created a system our board, coaches, and athletes can all trust. It’s the kind of operational backbone every multi-team or multi-chapter program should have.”
Zoe, Women’s Club Lacrosse Finance Chair
- Create your account
- Onboard your chapters
- Consolidate your financial management