Crowded Account Transaction Limits
Last Update:07/15/2026
The following transaction limits apply to your Crowded Account. For information regarding when your deposited funds will clear, please reference the “Funds Availability Policy” in the i3 Bank Business Deposit Account Agreement. Additional limits may apply to other payment types.
Transaction Limits
Deposit Method | Daily Limit | Monthly Limit |
Direct Deposits & 3rd-Party ACH (Initiated by a third party to your account) | No limits | No limits |
Internal Transfers (Between eligible Crowded accounts) | No limits | No limits |
Domestic Wire Transfers | No limits | No limits |
ACH Origination (Pull) (Transfers from a connected U.S. bank account) | $10,000 | $100,000 |
Check Deposits (Via Mobile Check Deposit Service) | $20,000 | $50,000 |
Note: While there are no standard volume limits for these transaction types, all deposits are subject to review for fraud, compliance, and BSA/AML risks. The recipient’s name on any direct deposit, ACH, or deposited check must perfectly match the legal entity name on the Crowded Account, or the deposit may be rejected and returned to the originator. Connected external bank accounts must be located within the United States.