Log in
Sign Up
Book a Demo
Back to guides

How to Pay Bill Payments

Whether it’s for payments to vendors, bills, grantees, payroll, etc.

Book a Demo

Fast, Simple & Secure

Make all your business payments from one easy-to-use dashboard, backed by advanced security and FDIC insurance.

Flexible Payment Options

Send domestic payments via:

Crowded Card
Standard ACH
Same-day ACH
Wire
Check
Transfer to Card
img 47 Crowded

Bill Pay

Paying bills, simplified.

Capture & process bills automatically, pay with flexible payment methods – and never lose track of another payment!

Learn more
Crowded Cards Crowded

Crowded Cards

Easily pay your nonprofit’s bills with your org’s Crowded card. Use either the Admin card or Expense card, depending on your preferences and organization structure.

Expense Cards

Use Expense cards to allow members of an organization to spend on behalf of the organization. This can be committee chairs, team leads, etc. who need to pay for their expenses (i.e. assigning a card to the fundraising chair to pay for expenses associated with fundraising like flyers, event rentals or software.)

Admin Cards

Admin cards are available for any admins on the account and auto-loaded with the total balance on the primary checking account, so these cards are great for big-ticket purchases, or admin related spending.

When will funds arrive?

Payments are typically processed in 1-2 business days.

Pricing

$0 !

Learn more
ACH Crowded Crowded

ACH

An Automated Clearing House (ACH) transfer is an electronic money transfer between banks and other financial institutions. Add an external financial account to easily send money for bills, payments, payroll, etc.

Same-Day ACH
When will funds arrive?

Payments sent before 3:00 PM EST are processed the same business day, while payments submitted after 3:00 PM EST are processed the next business day.

Pricing

1% of transfer amount, with a minimum of $5 and a maximum of $25

Standard ACH
When will funds arrive?

Funds sent via standard ACH can arrive at the receiving bank anywhere from 1-5 business days. The clearing time greatly depends on the policies of the receiving institution.

Pricing

$2.49 per transfer

How to Send:

  • Log in to Crowded
  • Click on the Move Money button & choose Send Funds.
  • Either pick an existing recipient or click + Add Recipient
  • Enter the transfer amount, and select the method: standard or same-day
  • Follow the prompts to complete your transfer
Learn more
Wire Crowded

Wire

Wire transfers can be sent to any domestic (US) bank account or financial institution. Wire transfers are typically used for large payments or situations where the money needs to arrive in as little time as possible.

When will funds arrive?

Funds sent via wire transfer are generally settled in real time, during business hours (before 4 PM EST). The clearing time greatly depends on the policies of the receiving bank.

Pricing

$27 per transfer

How to Send:

  • Log in to Crowded
  • Click on the Move Money button & choose Send Funds.
  • Either pick an existing recipient or click + Add Recipient and add in the necessary details 
  • Enter the transfer amount and a clear reference
  • Verify your identity and confirm

Learn More

Check Crowded

Check

Many vendors still only accept payments via check. No need for a physical checkbook, Crowded offers a 100% digital experience. Fill in all the necessary details for the check, and we print and mail it on your behalf.

When will funds arrive?

The check will be mailed and delivered within 7-10 business days. Unfortunately, we cannot guarantee the arrival time of the mailed check, but admins are notified by email when the check is deposited.

Pricing

$7.50 per check

How to Send:

  • Log in to the Crowded app.
  • Click on the “+” button, and select “Send Check”
  • Then input all of the information needed for the recipient and submit

Learn More

Send to Card Crowded

Transfer to Card

Send payments directly to Visa or Mastercard cards! Using Visa Direct and Mastercard Send technologies, funds can be sent directly to credit or debit cards domestically or internationally – and it's almost immediate!

When will funds arrive?

The funds should arrive within an hour of the sent transfer; however, exceptions may apply.

Pricing

1% + $15 per transfer

How to Send:

  • Log in to the Crowded app on your phone.
  • Select “Transfer Money” and then “Transfer to Card”
  • Input the desired debit or credit card information and transfer amount.
  • Check everything over, and submit the transfer!
Learn more
Your questions,
answered.

Have other questions ? View more FAQ

What payment methods does Crowded support?
Crowded offers several ways to send payments: Crowded Cards (Admin and Expense), standard ACH, same-day ACH, wire transfer, check, and Send to Card. You can choose whichever method best fits your needs and timeline.
It depends on the method you choose. Card payments typically take 1–2 business days. Standard ACH can take 1–5 business days. Same-day ACH processes the same day if sent before 3:00 PM EST. Wire transfers generally settle in real time during business hours. Checks arrive within 7–10 business days. Send to Card is nearly instant, usually within an hour.
Making a payment with Crowded Cards is free ($0). Standard ACH is $2.49 per transfer. Same-day ACH is 1% of the transfer amount ($5 min / $25 max). Wire transfers are $27 each. Checks cost $7.50 each. Send to Card is 1% + $15 per transfer.
Admin Cards are tied to the primary checking account balance and are best for larger purchases or admin-related spending. Expense Cards are designed for team members like committee chairs or team leads who need to pay for costs tied to a specific role or project.
Wire transfers are best for large payments or when speed is critical — funds generally settle in real time during business hours. ACH is a more cost-effective option for routine or smaller payments where a 1–5 business day window is acceptable.
Most payment methods on Crowded are domestic only. However, Crowded Card payments and Send to Card do support international payments to Visa and Mastercard cards.
Bill Pay is an upcoming feature that will let you capture and process bills automatically, pay using flexible payment methods, and track all your payments in one place.
Log in to Crowded, click “Move Money” and select “Send Funds,” choose or add a recipient, enter the amount, select standard or same-day ACH, and follow the prompts to finish.